Walmart Self-Checkout payment options and whether it accepts cash

You can usually pay with cash at most Walmart self-checkout machines. Sometimes, though, a machine may only accept cards for a short time. Walmart uses smart technology in its stores. For example, you might see invisible barcodes on products and AI systems that help keep the checkout area safe. Some self-checkout lanes may be busy or limited to certain shoppers, which can make it harder for you to use cash. Always check the self-checkout screen to see the available payment options before you start.

Key Takeaways

• Most Walmart self-checkout machines accept cash, but some may only take cards, so always check the screen before you start.

• Paying with cash helps you control your budget, keeps your spending private, and reduces the risk of card fraud.

• If a self-checkout machine does not accept cash, try another machine or use a regular checkout lane; Walmart associates can help if needed.

• Walmart self-checkouts accept many payment methods, including debit cards, credit cards, Walmart Pay, and EBT, but do not accept Apple Pay or personal checks.

• When paying with cash, insert bills and coins carefully, collect your change and receipt, and follow the on-screen instructions for a smooth checkout.

Walmart Self-Checkout Accept Cash

Cash at Self-Checkout

You can usually find the cash option at most walmart self-checkouts. These self-checkout machines let you pay for your items without waiting in line for a cashier. When you choose to pay with cash, you insert your bills and coins directly into the machine. The machine counts your money and gives you change if you pay more than your total. Many shoppers like paying with cash because it helps them stick to a budget and keep track of spending.

Walmart self-checkouts make it easy for you to use cash. You just follow the instructions on the screen. The machine will show you where to insert your bills and coins. If you have questions, you can ask a store associate for help. Most walmart self-checkouts accept cash, but you should always check the payment options on the screen before you start scanning your items.

Tip: Look for a sticker or message on the self-checkout screen that says "cash accepted" or "card only." This helps you know which payment methods you can use.

Card-Only Mode

Sometimes, you may see a walmart self-checkout set to card-only mode. This means you cannot use cash at that machine. Card-only mode happens for a few reasons. The machine might need maintenance, or the store may want to speed up the checkout process. During the 2020 coin shortage, many stores, including walmart, encouraged shoppers to use cards instead of cash. This change helped avoid problems with handling coins and bills.

Over time, almost all walmart self-checkouts have switched to card-only acceptance. You may still find a few machines that accept cash, but these are rare. Social media users say that self-checkout machines that accept cash break down more often. They need more maintenance because of their complex parts. A walmart spokesperson explained that fewer people use cash now, and it costs more to keep cash-accepting kiosks working. For these reasons, most walmart self-checkouts only take cards, and exceptions are not common.

You should always check the self-checkout screen for available payment options before you start. Some locations or machines may have different rules, but most walmart stores follow the same pattern. If you want to use cash, look for a machine that clearly shows the cash option. If you do not see one, you may need to use another payment method or go to a regular checkout lane.

Note: If you find a self-checkout that does not accept cash, do not worry. You can still pay with a debit card, credit card, walmart gift card, or other accepted payment methods.

Using Cash at Walmart Self-Checkout

Step-by-Step Guide

Paying with cash at Walmart self-checkouts is simple. You can follow these steps to complete your purchase:

1. Find an available self-checkout machine. Look for a green light or an "open" sign.

2. Start the self-checkout process by following the instructions on the screen.

3. Scan each item one at a time. Place each item in the bagging area after scanning.

4. When you finish scanning, tap the "Pay" button on the screen.

5. Choose "Cash" as your payment method.

6. Insert your bills into the cash slot. The slot is usually below the screen or near the card reader. Insert bills one at a time. The machine will count your cash as you add it.

7. If you pay more than your total, the machine will give you change. You will get bills from the dispenser and coins from the tray.

8. Take your receipt and your items to finish your shopping.

Walmart self-checkouts make paying with cash easy and fast. You do not need to wait for a cashier. You control the self-checkout process from start to finish.

Tips for Cash Payments

• Make sure your bills are flat and not torn. Machines may not accept crumpled or damaged cash.

• Check the screen for messages about payment options. Some self-checkouts may only take cards.

• If you have coins, use the coin slot for exact change.

• Always collect your change and receipt before leaving.

• If you have trouble, ask a Walmart associate for help. They are nearby to assist you.

• If you see a card-only sign, you can use another self-checkout or go to a regular checkout lane.

Tip: Paying with cash helps you stick to your budget. You can see exactly how much you spend at Walmart.

Walmart self-checkouts give you control and privacy when paying with cash. You can shop with confidence, knowing you have options.

Walmart Self-Checkout Payment Options

Accepted Payment Methods

You have many payment options when you use walmart self-checkout. These accepted payment methods make shopping easy and flexible. Here is a list of the main payment methods at walmart self-checkout:

• Cash (when available)

• Debit cards (all major brands)

• Credit cards (Visa, Mastercard, American Express, Discover)

• Walmart gift cards

• EBT cards (SNAP and WIC)

• Walmart Pay (through the Walmart app)

• PayPal (linked through Walmart Pay)

• Buy Now, Pay Later with Affirm (directly at checkout)

• QR code payments using the Walmart Pay app

You can see these payment methods on the self-checkout screen before you pay. Walmart Pay is a special mobile wallet you use through the Walmart app on your phone. You scan a QR code at the self-checkout to pay quickly and safely. If you want to use Affirm, you can choose it as a payment option and set up a payment plan for your purchase.

Here is a table to help you see which payment methods are accepted at walmart self-checkout:

Tip: Always check the self-checkout screen for the latest cash payment options and other payment options before you start.

Not Accepted Methods

Some payment methods are not accepted at walmart self-checkout. You cannot use personal checks at self-checkout. Walmart also does not accept Apple Pay, Google Pay, or Samsung Pay at self-checkout kiosks. Klarna and Afterpay are not available directly at checkout, but you might use them through their apps for online shopping.

Here is a quick list of payment methods not accepted at walmart self-checkout:

• Personal checks

• Apple Pay

• Google Pay

• Samsung Pay

• International credit cards

• Direct Klarna or Afterpay payments at the register

If you want to use a payment method that is not accepted, you may need to visit a regular checkout lane or use the Walmart app for online purchases.

Cash Pros and Cons at Walmart Self-Checkouts

Benefits of Cash

You might choose cash at walmart self-checkouts for several reasons. Cash helps you control your spending. When you use cash, you see exactly how much money you have left. This makes it easier to stick to your budget. Many people feel safer using cash because it does not leave a digital record. You do not need to worry about card information getting stolen.

Some shoppers like the privacy that cash offers. You do not need to share your bank or card details. If you want to avoid overspending, cash can help. You can only spend what you have in your wallet.

Tip: Using cash at walmart self-checkouts can help you teach kids about money and saving.

Here are some benefits of using cash at walmart self-checkouts:

• Helps you manage your budget

• Offers more privacy

• Reduces the risk of card fraud

• Makes it easy to track your spending

• Useful for teaching money skills

Limitations and Restrictions

You may face some limits when you use cash at walmart self-checkouts. Not every self-checkout machine accepts cash. Some machines only take cards. You need to check the screen before you start. Sometimes, the machine will not accept large bills, like $50 or $100. You may need to use smaller bills or coins.

Walmart self-checkouts that accept cash can break down more often. These machines need more care and repairs. If the cash slot does not work, you cannot finish your payment. You might need to find another machine or go to a regular checkout.

Note: If you cannot use cash at walmart self-checkouts, you can always ask a store worker for help or use another payment method.

You should always check the payment options before you shop. This helps you avoid problems and saves time at walmart.

Walmart self-checkouts give you the freedom to pay with cash in most cases. You can insert bills and coins, and the machine returns change. Sometimes, a machine may only take cards because of technical issues or low cash supplies. Always check the screen for payment options before you start. Walmart self-checkout offers convenience and control, but you should stay aware of privacy and security. For a smooth visit, keep your cash ready and ask for help if you need it.

FAQ

Can you always pay with cash at Walmart self-checkout?

You can pay with cash at most Walmart self-checkouts. Sometimes, a machine may only take cards. Always check the screen for payment options before you start scanning your items.

What should you do if the self-checkout does not accept cash?

If you see "card only" on the screen, try another self-checkout or go to a regular checkout lane. You can also ask a Walmart associate for help.

Does Walmart self-checkout give change when you pay with cash?

Yes, the machine gives you change if you pay more than your total. You get bills and coins back from the machine. Always collect your change before leaving.

Can you use Walmart Pay at self-checkout?

You can use Walmart Pay at self-checkout. Open the Walmart app, choose Walmart Pay, and scan the QR code on the screen. This lets you pay quickly with your phone.

What payment methods are not accepted at Walmart self-checkout?

• Personal checks

• Apple Pay

• Google Pay

• Samsung Pay

• International credit cards

Tip: Use debit, credit, cash, Walmart Pay, or EBT for a smooth checkout.

See Also

Benefits Of Walmart+ Membership With Self-Checkout Features

Common Issues Encountered During Walmart Self-Checkout Process

Upcoming Changes To Walmart Self-Checkout Access In 2025

Walgreens Self-Checkout Experience: Convenience Versus Retail Challenges

Understanding And Fixing Cash Errors In Self-Checkout Systems